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Form of Marine Insurance Policy

(SEE SECTION 24 OF THE MARINE INSURANCE ACT, 1963)

BE IT KNOWN THAT ...... as well in ..... own name as for and in the name and names of all and every other person or persons to whom the same doth, may or shall operate appertain, in part or in all doth make assurance and cause them, and every of them, to be insured lost or not lost, at and from upon any kind of goods and merchandise, and also upon the body, tackle, apparel, ordnance, ammunition, artillery, boat and other furniture, of and in the good ship or vessel called the ...... whereof ..... is master for this present voyage or whosoever else shall go for master in the said or by whatsoever other name or names the said ship, or the master thereof, is or shall be named or called; beginning the adventure upon the said goods and merchandise from the loading thereof aboard the said ship, upon the said ship etc... And further until the said ship with all her ordnance, tackle, apparel etc. And goods and merchandise whatsoever shall be arrived at ... upon the said ship etc. until she hath moored at anchor twenty four hours in goods safety; and upon the goods and merchandise, until the same be there discharged and safely landed. And it shall be lawful for the said ship etc. in this voyage to proceed and sail to and touch and stay at any ports or places whatsoever without prejudice to this insurance. The said ship etc. goods and merchandise etc. for so much as concerned the assured by agreement between the assured and assurers in this policy, are and shall be valued at.......

Touching the adventures and perils which we the assurers are contended to bear and to do take upon us in this voyage; they are of the seas, men of war, fire, enemies, pirates, rovers, thieves, jettisons, letters of mart and counter mart, surprises, takings at sea, arrests, restraints, and detainments of all kings, princes, and people, of what nation, condition or quality whatsoever, barratry of the master and mariners, and of all nation, condition and all other perils losses and misfortunes that have or shall come to hurt, detriment, or damage of the said goods and merchandise, and ship etc. or any part thereof.

And in case of any loss or misfortune it shall be lawful to the assured, their factors, servants, and assigns, to sue, labour and travel for, in and about the defence, safeguards and recovery of the said goods and merchandises and ship etc. or any part thereof, without prejudice to this insurance; to the charges whereof we, the assurers; will contribute each one according to the rate and quantity of his sum herein assured.

And it is especially declared and agreed that no acts of the insurer or insured in recovering, saving, or preserving the property insured shall be considered as a waiver, or acceptance or abandonment. And so we, the assurers are contended, and do hereby promise and bind ourselves, each one for his own part, our heirs, executors, and goods to the assured their executors, administrators, and assigns for the true performance of the premises, confessing ourselves paid the consideration due unto us for this assurance by the assured, at and after the rate of ..........

EMPLOYEES’ STATE INSURANCE CORPORATION (“ESIC”)

ESIC and its applicability

(E.S.I.C. latest update: E.S.I.C. contribution rates are reduced W.E.F. 13th June 2019!)

Employees’ State Insurance Corporation (“ESIC”) is a statutory corporate body set up under the ESI Act 1948, which is responsible for the administration of ESI Scheme. The ESI scheme is a self-financed comprehensive social security scheme devised to protect the employees covered under the scheme against financial distress arising out of events of sickness, disablement or death due to employment injuries.

The ESIC has its headquarters at New Delhi besides 23 regional offices, 26 sub-regional offices in the states and over 800 local offices throughout the country to support the implementation of ESI scheme. In addition, the Medical Benefit Council, a specialized body that advises the ESIC on the administration of Medical benefit is functioning.

Composition of ESIC

The ESIC generally consists of the following members as explained below.

Applicability of the ESI scheme

 The ESI scheme is applicable to all factories and other establishments as defined in the Act with 10 or more persons employed in such establishment and the beneficiaries’ monthly wage does not exceed Rs 21,000 are covered under the scheme. Whether the employer has employed 10 or more employees, all employees employed by the employer, agnostic of the salary are reckoned.

BEFORE THE HONOURABLE MOTOR ACCIDENT CLAIMS TRIBUNAL (MACT), [DISTRICT, STATE]

Misc. Application No. _______________ OF 202_

Versus

INDEX

[CITY / LOCATION] Dated:-      www.contracteasily.com Application by Insurance Company to Contest Claim on All Grounds 0 views 0 downloads pages… PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 NOTICE OF ASSIGNMENT OF LIFE INSURANCE POLICY ................................ ................................ ................................ Date ......................... www.contracteasily.com NOTICE OF ASSIGNMENT OF LIFE INSURANCE POLICY 1.8k views 1,160 downloads 2 pages PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 INSURANCE CLAIM NOTICE Date : To _______________ _______________ _______________ Dear _______________ www.contracteasily.com INSURANCE CLAIM NOTICE 1.7k views 507 downloads pages… PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 ASSIGNMENT OF POLICY OF LIFE INSURANCE   THIS ASSIGNMENT made at ____________on this ____________day of 20 ?between A son of Shri ____________resident of ____________(hereinafter called "the Assignor") of the ONE PART and B son of Shri .......... resident of ____________..hereinafter called "the Assignee") of the OTHER PART.   WHEREAS   (1) [P1] By a policy of Life Insurance issued by- the Life Insurance Corporation of India ____________office , ____________being No ____________dated, the ____________           on the life of assignor, the sum of Rs ____________is assured to be Policy paid on ____________            maturity or to his nominee, heirs, executors, administrators, legal, representatives or assigns after his death, subject to payment of the annual premium of Rs . ..........    (2) [P2] www.contracteasily.com ASSIGNMENT OF POLICY OF LIFE INSURANCE 1.6k views 1,119 downloads pages… PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 ASSIGNMENT OF POLICY OF LIFE INSURANCE FOR LOVE AND AFFECTION     THIS ASSIGNMENT made at ____________on this ____________day of ____________ 20 ____________ between A son of Shri  ____________resident of ____________(hereinafter called the Assignor) of ONE PART and Mrs. B wife of Shri A ..... resident of  ____________  (hereinafter called the Assignee) of the OTHER PART.   WHEREAS   (1) [P1] The assignor is insured with the Life Insurance Corporation of India ____________under being No ____________dated ____________for a sum of a policy of   to be paid to the assignor on maturity or to his nominee, heirs,   executors, administrators or assigns after his death.   (2) [P2]  www.contracteasily.com ASSIGNMENT OF POLICY OF LIFE INSURANCE FOR LOVE AND AFFECTION 1.6k views 848 downloads pages… PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 SUIT FOR ACCOUNT BY AN INSURANCE AGENT AGAINST A COMPANY IN THE COURT OF THE.................... Suit No..................... of 19.................... C. D.................................................................... Plaintiff versus  C. F................................................................. Defendant The abovenamed plaintiff most respectfully submits as under: ? 1. That the plaintiff was appointed by the defendant Company as their Insurance Agent for the District of.................... The defendant Company agreed to pay the plaintiff a commission @.................... per cent on all the premia to be paid on the policies to be effected through the plaintiff. 2. That the plaintiff acted in pursuance of the agreement dated..................... from that date to.................... and introduced the policies described in the Schedule annexed to the plaint. 3. That the defendant Company paid to the plaintiff during the aforesaid period only a sum of Rs..................... on account of commission; but has not rendered any account of premia on the policies detailed in the Schedule annexed hereto, even at the demand made by the plaintiff through a registered notice..................... received by the defendant on..................... 4. That the plaintiff is not aware of the policies lapsed, matured or forfeited, and as such is ignorant as to how much money is due to him as commission under the agreement referred to above. 5. That the cause of action arose on.................... 19.................... within the jurisdiction of this Court when the defendant company received the notice of demand of the plaintiff, but did not render account. 6. That the suit is valued at Rs......................................... an approximate insurance commission due after deduction of Rs..................... already received by the plaintiff from the defendant company and the court fees is paid according to the reliefs claimed. RELIEFS CLAIMED: The reliefs claimed by way of this suit are: (1) To have full and true account. of the moneys realised by the defendant company as premia on the policies detailed in the Schedule and of the commission due to the plaintiff. (2) Payment of the sum found to be due to the plaintiff after deduction of Rs..................... already received by the plaintiff from the defendant Company; (3) Costs of the suit to the plaintiff. Plaintiff  Through Advocate  VERIFICATION I, abovenamed plaintiff, do hereby verify that the contents of paras .................... to.................... of the plaint are true to my personal knowledge and those of paras.................... and.................... thereof are based on legal advice which I believe to be true. Verified on this................. day of.................... 19.................... at.................... Plaintiff CASE LAW  Section 216 The commission agent need not disclose name of firm from which he had purchased the goods but he cannot supply goods at a particular rate.1 PRINCIPAL?S RIGHT TO BENEFIT GAINED BY AGENT DEALING ON HIS OWN ACCOUNT IN BUSINESS OF AGENCY. www.contracteasily.com SUIT FOR ACCOUNT BY AN INSURANCE AGENT AGAINST A COMPANY 1.5k views 523 downloads pages… PreviewMake with AI - ₹99 PDF - ₹49WORD - ₹49 Previous Page 1 of 1 Next